Joan Hathaway
RE/MAX First Choice
910 Boston Post Road
Marlboro MA 01752-3720
Phone: 1-800-736-2908, x239
Fax: 508-480-0555
E-Mail: jhrltr@ix.netcom.com

Your Mortgage

HOME LOAN OPTIONS

All Cash
Alternative (A,B,C,D) Loans
Assumable Loans
Easy-Qualifier Loans
15, 30 & 40 Year Loans
Lease Options
Low-Cost Loans
Low-Down Loans
No Money Down
Reverse Annuity Mortgages (RAMs)
Seller Financing
Whom to Contact


QUALIFYING

Bankruptcies & Foreclosures
Credit
Parent Gifts & Loans
Prequalifying & Preapproval
Private Mortgage Insurance (PMI)
Whom to Contact


OTHER MORTGAGE CONSIDERATIONS

Appraisals & Market Value
Fannie Mae
Interest Rates
Lock-ins
Negative Amortization
Prepayment
Refinancing
Whom to Contact


GOVERNMENT LOAN PROGRAMS

Federal Housing Administration (FHA)
Mortgage Credit Certificates
State Programs
Veterans Administration
Whom to Contact